Bread Pay customers express frustration with poor customer service, verification issues, and denial of applications based on criteria like phone carriers. Complaints range from payment processing delays to identity verification problems, leading to negative experiences and accusations of discrimination. Despite some positive feedback on affordability and payment options, the overall sentiment is critical. Users highlight difficulties in resolving issues, lack of transparency, and challenges with the application process.
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In-depth analysis of Bread Pay customer feedback focusing on service, verification, and denial issues. Essential insights for businesses.
Fairly easy to get credit through but if youâre gonna pay on a $1600 purchase it should be reported to the credit bureau, but they will report it to the credit bureau if you miss a payment
I got a refund from wayfair and used bread to pay for it.within a day the loan was refinded.they were great!they are so much better than affirm!they make it very hard to get a refund.
They only take a Drivers License or State ID for verification? That's weird, they don't take passports, visas, or any form of legal identification, only Driver's License and State IDs.
Worst finance company o bought a gazebo from wayfair damaged and defective and breadpay expects me to pay my monthly payment without a resolution
Easily the worst credit card I have ever had. They locked transactions for weeks and I couldn't get it unlocked without waiting on the line for hours.
Bread made it easy to complete a large purchase without paying interest. Simple installments and easy UI.
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